Buy to Let Mortgages

Your Buy to Let Mortgage Made Easy

Get instant access to exclusive Buy to Let rates & deals which are designed specifically for your individual investment requirements. We are helping landlords throughout the UK with...

Get Your Mortgage Pre-Approved in As Little As 24 Hrs

Get Pre-Approved Today

Take our online quiz >>
It's quick, easy & mobile friendly. No credit check required. Max 95% LTV.
Winner
British Mortgage Awards Winner 2018
AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

  • New BTL Purchase
  • Change your Residential mortgage to BTL
  • Remortgage your existing BTL
  • Auction Purchases
  • Buying using a Limited Company (SPV)
  • HMO's & Much Much More...

Know Your Mortgage Options

Take our online quiz >>
Takes less than 2 minutes. No credit check required.
SSL Padlock Image
Authorised and Regulated by The Financial Conduct Authority
5* Rated Reviews | Up To 85% LTV | Fast Decisions

Buy to Let Mortgage Specialists

We understand the issues and difficulties you face when looking for Buy to Let mortgages. Considering ourselves as Buy to Let  mortgage experts due to our excellent rates of success, we help property investors secure great deals on Buy to Let mortgages by aligning ourselves with lenders that are looking for you.
Whatever the purpose, or whatever your circumstance, if you need a Buy to Let  mortgage then take our short quiz or contact our experts to see how we can help.

Trusted Buy to Let Mortgage Brokers

Don't just take our word for it... Read genuine customer reviews to see what makes us trusted Buy to Let mortgage brokers
If you are using a mobile device please turn to landscape to read them.

Genuine Buy to Let Mortgage Advice

Speak To An Advisor Now
Not sure if our service is suitable for you?
Wondering what to do for the best?
Put your mind at ease with genuine Buy to Let mortgage advice, with no obligation to proceed. We help people in your position every day, so are confident that if you have bad credit and need a mortgage, we can quickly find and talk you through the best options available, without the need for hard sales or pressure.

Our relationships with Banks, Building Societies & Off the High-Street Lenders provides us with 1000's of products to bring you the very best BTL mortgage

Barclays Bank Logo
BM Solutions Logo
Paragon Logo
Virgin Money Logo
Fleet Mortgages Logo
Shawbrook Bank Logo

Why Newwave Buy to Let Mortgages?

Here's just a few ways our
Buy to Let experts help...
We are proud our Broker Service is tailored specifically for
The Self Employed just like you
Exclusive Rates

We access exclusive Buy to Let deals not on the high street

Tailored Products

Access to mortgages that are tailored specifically for you

Experienced Brokers

Over a decade of experience securing Buy to Let mortgages

get Accepted Fast

Get your mortgage Agreed in
Principle within 24 hours*

Specialist Advice

Our advisers focus only on Buy to Let mortgages & understand this complex market inside-out

Get Your Mortgage Pre-Approved Today

Take our online quiz >>
It's quick & easy. No credit check required.

Know Your Options In Minutes

Take our online quiz >>
It's quick, easy & mobile friendly. No credit check required.

FAQ's on Buy to Let Mortgages

Frequently Asked Questions
Our experts like to keep things simple and in plain English.
I am buying my first Buy to Let property, what should I do next?

Firstly, congratulations on taking the first step in building your property portfolio.

There is much to consider when investing in property such as:

- Rental yield
- Rental demand
- Additional Stamp Duty
- Tax on your rental income
- Buying in personal name or limited company
- Management/Property maintenance costs
- Legal contracts such as AST & Deposit Schemes
- And Much more

Making sure you fully understand the Pro's & Con's before going ahead will guarantee you save both time and money.

Newwave Buy to Let experts take time to understand your situation and use their in-depth knowledge on Buy to Let mortgages to tailor a solution that's right just for you.

Only when you're happy to go ahead will your application be submitted to the lender.

After that your dedicated adviser continues to guide you every step of the way right until the point when you get the keys to your first Buy to Let property.

Find out your options - Take our online quiz

I already have an existing Buy to Let property, can I get a better deal?


This all depends on your current mortgage terms and your personal circumstances at the time of your application.

Firstly your Buy to Let adviser takes time to understand what your options are should you stay with your existing lender and then compare that by searching the whole market for any alternative options available to you.

Understanding the variety of options available to you before you apply ensures you don't waste time and more importantly money in the process.

Once all your options have been explored, your dedicated adviser recommends the most cost effective solution for your individual needs.

There is no obligation and no cost should you decide not to go ahead with the recommendation.

Get in touch with a Newwave Buy to Let expert today and find out how much you could be saving.

Find out your options - Take our online quiz

What is the most cost effective way to borrow more money on my existing Buy to Let property?


This depends on how much you are looking to raise on top of your existing mortgage and what the value of the property is.

There are a number of other factors to consider such as what deal is your existing mortgage lender offering in comparison to the rest of the marker or maybe you are currently tied into your current deal and there are expensive Early Repayment Charges to pay should you switch to another lender.

These are just a few examples of obstacles that need to be considered when raising extra funds on your property.

Once all your options have been addressed, our Buy to Let experts recommend the most cost effective solution for you.

There is no obligation and no cost should you decide not to go ahead with the recommendation.

Get in touch with a Newwave Buy to Let expert today and find out how much you could be saving.

Find out your options - Take our online quiz

What are the typical broker fees for securing a Buy to Let mortgage?

All our fees are agreed in advance.

There are no upfront broker fees to pay, and our fee only become payable once the mortgage has been officially agreed by the Lender.

Our typical broker fee is £995 dependent upon the complexity of the case and the lender being used.

Find out your options - Take our online quiz

I'm worried about recent Tax changes and what impact this has on me. Do you offer advice on this?


To be clear we are Lending specialists not Tax specialists.

However it's really important that any lending decision we recommend takes into consideration your tax situation too.

With this in mind, Newwave Buy to Let advisers work alongside your accountant to ensure we find the most tax efficient and cost effective solution for your Buy to Let investment.

Find out your options - Take our online quiz

My Buy To Let includes a commercial unit, can you help?


A Buy to Let property that includes a commercial unit can be tricky and most traditional Buy to Let lenders will decline this type of application.

We have access to a wide variety of lenders that choose to lend on these types of properties that include:

- Shops
- Offices
- Restaurants
- Pubs and Much More

Speak to a Newwave Buy to Let expert today and find out what options are out there for you.

Find out your options - Take our online quiz

How long does it take to arrange my new mortgage?

We have a dedicated team of Buy to Let advisers and support staff, so as long as we have a prompt response to any questions that we have we can usually design a solution and get your Decision in Principle agreed within 48 hours.

Once our in house Pre-Underwriting team receive your paperwork and agree the case before submitting your mortgage application.

Expect to receive a formal mortgage offer in less than 2 weeks, although for specialist lenders a more realistic timescale is between 4-6 weeks.

Find out your options - Take our online quiz

How much deposit do I need for a Buy to Let mortgage?

The minimum deposit is typically between 15-25% of the property value however the actual size of deposit you need will depend on your individual circumstances.

Within 48 hours our Buy to Let experts are normally able to confirm what your options are and the amount of deposit you need leaving you fully informed before deciding to go ahead.

Find out your options - Take our online quiz

Have a question but can’t seem to find the answer? Click here

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Know Your Options In Minutes

Take our online quiz >>
It's quick, easy & mobile friendly. No credit check required.

Get a Pre-Approved Buy to Let Mortgage Today

Take our online quiz >>
It's quick & easy. No credit check required.